Our goal is to provide an unsurpassed level of customer service by tailoring services to meet the specific needs of the individual client.

B/D Compliance Associates, Inc. (BDCA) provides broker/dealer FINRA and SEC compliance consulting to both existing and start-up operations. The firm was formed in 1994 by Carrie Wisniewski, a former FINRA Senior Examiner. The associates of our firm all have practical broker/dealer experience, and some also have direct regulatory experience.

Our goal is to provide an unsurpassed level of customer service by tailoring services to meet the specific needs of the individual client.

Carrie Wisniewski has over 25 years of securities industry experience and has earned her MBA degree in Finance as well as the Certified Financial Planner™ designation. She also maintains several FINRA principal licenses.

Carrie's career accomplishments include employment as a registered representative and also as a member of the Compliance Department of Merrill Lynch. Most recently, she was employed by the Atlanta District Office of FINRA as a Senior Compliance Examiner, where she earned several awards for outstanding achievements.

Carrie currently serves as President of B/D Compliance Associates, Inc., where she offers her clients the industry expertise she has gained from training and experience.

Download Carrie's résumé (PDF)

Pat has over 27 years experience in the securities industry.  She has had the opportunity to work in several distribution channels.  Pat developed a strong background in broker/dealer operations and compliance during her 12 years with Dean Witter Reynolds and Prudential Bache.  She held various positions with the firms including Financial Advisor and Branch Operations Manager.  During the mid 90’s, Pat moved to the independent side of the industry and was Chief Compliance Officer/Chief Supervisory Officer for insurance based, wealth management and investment advisory firms.

Pat is a Certified Regulatory Compliance Professional™ as designated by FINRA and the Wharton School of Business.  She has served on NASAA’s Series 63/65/66 Exam Writing Committee for 7 years and was a participant with NRS (National Regulatory Service) to develop an industry CCO Certification Program.  Pat is active in several industry associations and is a frequent speaker at the National Society of Compliance Professionals’ regional and national conferences.  She holds FINRA Series 4, 7, 9, 10, 24, 53, 63 and 65 licenses.

Tiffany Messenger has several years of experience in registration and licensing broker dealers and the representatives there under. She previously oversaw all registration and licensing for Thomas Group in Atlanta, Ga. Tiffany has been with B/D Compliance Associates, Inc. since January 2004. In addition to registration and licensing for several firms on an ongoing basis, Tiffany is also the project manager for new FINRA membership applications.